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Rosemary Roos-Whitney
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410-917-1991
rosemarysellshomes@
gmail.com
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What is a Short Sale?

Short Sale: a term used to describe a property sale where the total sales proceeds are less than the total balance due against the property. This includes the cost of the sale (i.e. customary seller closing costs, commissions, repairs, etc.)

Short Sales will require you to work with multiple individuals.
Here is a helpful guide to know the role of each individual involved.


The Seller:
We understand this is a difficult time for you. To be successful, your full cooperation is needed.

The Lender:
Mortgage lenders of all types will be faced with a high volume of non-performing loans on equity deficient properties over the next several years.  To a lender, a short sale is purely a matter of money.

The Realtor®:
One of the most critical players of a Short Sale transaction. A Realtor®, after identifying and qualifying, the homeowner as a candidate for a Short Sale, is responsible for navigating through the process with commitment, patience and follow-through.

The Loss Mitigator:
A process to avoid foreclosure; the lender tries to help a borrower who has been unable to make loan payments and is in danger of defaulting on a loan.

The Title Company:
Escrow officers can identify and solve a wide range of issues that may come up during a Short Sale transaction.

The Buyer:
Every real estate transaction needs a Buyer to seal the deal. In the case of a Short Sale, you need the right Buyer - one who has the patience to stick through the obstacles that most Short Sales face.
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If you feel you are in a situation where you need to Short Sale your home, please Call or Text me at 410-917-1991 or e-mail me at rosemarysellshomes@gmail.com. I will provide you with a free, confidential and no obligation evaluation of your home.
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